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"...a large cohort is moving
from the 55 to 59 age category
into the 60 to 64 age group....
..... Even though the participation rate
is rising for the age group, it is lower than for the 45-to-55 age groups ...pushing down over all participation..."
"There are counter acting changes...
A fairly large group just moved into the 20-to-24 age group, ie moving into higher participation age groups "
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the sweet spot :
after late school before early retirement
ie mid streamers men 35 -44
" A long term down trend
from about 97% participation in 1968 to about 91% participation now
...short term trend - from 1995 through 2007
... about a 1% decline in the participation rate due to the recession (from 92% to 91%)....
long term trend
participation rate is about what we'd expect."